For those new to the process of shopping for a home mortgage loan, the internet has become both a practically invaluable resource and a predator laden jungle filled with scams and misinformation. Though many other sites may appear to offer a number of the informational resources and tools that consumer’s will find collected here - few will contain the simple recommendation to buyers that before embarking upon a process as complicated as either finding then buying a new home or searching for the right lending institution, loan broker, mortgage plan and interest rates to suit their families particular needs—they first take the time necessary to thoroughly familiarize themselves with the workings and terminology of the industry from which they’ll be seeking approval for a home-loan of one kind or another. In contrast, from this page, we’ll be trying to take our visitors through a series of admittedly brief guides to the various mortgage-loan calculators available online, what they can expect in the way of monthly payments and interest rates, their renting versus buying options, give a few tips to help determine how much you and yours can afford to pay for the new home you’ve set your sites on, provide just a few more warnings directed at the kinds of lending institutions your family will want to steer clear during the search for the broker that’s right for you and to help you get the most for your money once you’ve chosen a lender as well as a guide or two designed to give you a few ideas about where else to look for the information you’ll need to become a well informed prospective new homeowner.